Last updated: June 14, 2026
Please read these Terms and Conditions carefully before using Our Service.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of these Terms and Conditions:
PayKnights is a free sports prediction game. Through the Service, You make predictions about real-world sporting events, tag the factors behind Your reasoning, build prediction chains, maintain prediction streaks, compete in head-to-head matches against other users, and track Your record over time. Optional paid Subscriptions and optional Virtual Items are available.
You may try the Service as a guest, without creating an Account, for a limited period. Guest access is capped by the number of predictions made or head-to-head matches played, as determined by Us and subject to change. Once that limit is reached, You must register for an Account, by signing in with an email address or with a connected Discord account, to continue using the Service. Some features, including Subscriptions, Virtual Items, streaks, and saved history, require a registered Account.
Where the Service is available. PayKnights is offered in the United States, the United Kingdom, the European Union and European Economic Area, and Canada. The Service is not directed to, or intended for use by, persons located in other countries or regions, and We may use technical or other measures to restrict access from locations We do not serve. Certain features may differ by location, and We may further restrict, limit, or withdraw access to the Service, or to particular features, in any jurisdiction at Our discretion or as required by law. You are responsible for complying with all laws that apply to You in Your location, and You may not use the Service where doing so would be unlawful or where We do not offer it.
PayKnights is a game and an entertainment product. It is not a sportsbook, betting service, wagering platform, or gambling product. Predictions are made using in-game mechanics only. You do not deposit money to make predictions, You do not wager money on outcomes, and You cannot win money or anything of monetary value based on the outcome of any prediction or match. Virtual Items, streaks, and other in-game features have no cash value and cannot be exchanged, redeemed, or cashed out for money.
Predictions resolve based on real-world sporting results obtained from third-party data sources. We do not control those events or that data and do not guarantee that outcomes, scores, schedules, statistics, or resolutions will always be accurate, complete, or timely. Where an event is postponed, cancelled, abandoned, or where source data is unavailable or in dispute, We may void, delay, or adjust the resolution of affected predictions at Our discretion. We do not guarantee any particular gameplay outcome, prediction accuracy, win rate, ranking, or level of skill improvement.
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, then You may not access the Service.
You represent that You are at least 18 years of age. The Company does not permit those under 18 to use the Service, and You may not access or use the Service if You are under 18.
The Service is offered in the United States, the United Kingdom, the European Union and European Economic Area, and Canada. It is not directed to persons located elsewhere, and We may restrict, limit, or withdraw access to the Service, or to particular features, in any jurisdiction at Our discretion or as required by law. You are responsible for complying with all laws that apply to You in Your location.
Your access to and use of the Service is also subject to Our Privacy Policy, which describes how We collect, use, and disclose personal information. Please read Our Privacy Policy carefully before using Our Service.
The Service may allow You to purchase Virtual Items, such as cosmetic items, credits, or other in-game content. By purchasing a Virtual Item through the Service, You warrant that You are at least 18 years of age and legally capable of entering into binding contracts.
If You wish to purchase a Virtual Item available on the Service, You may be asked to supply certain information relevant to Your purchase, including, without limitation, Your name, Your email address, Your payment card number, the expiration date of Your payment card, and Your billing address.
You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any purchase; and that (ii) the information You supply to Us is true, correct, and complete.
By submitting such information, You grant Us the right to provide the information to payment-processing third parties for purposes of facilitating the completion of Your purchase.
Virtual Items are licensed to You for personal, non-commercial use within the Service; You do not own them. Virtual Items have no monetary value, are non-transferable except as We expressly permit, and cannot be redeemed, exchanged, or cashed out for money or anything of monetary value. We may modify, manage, remove, or discontinue Virtual Items at any time, and any balance of Virtual Items may be forfeited if Your Account is terminated as described in these Terms.
We reserve the right to refuse or cancel Your purchase at any time for certain reasons, including but not limited to:
We reserve the right to refuse or cancel Your purchase if fraud or an unauthorized or illegal transaction is suspected.
Virtual Items are digital content that is made available to You immediately. Where You begin to access or use a Virtual Item, or where delivery of the Virtual Item has begun, with Your prior express consent and acknowledgment that You thereby lose any right of cancellation, You will not have a right to cancel that purchase, except where a non-waivable right of cancellation or refund applies to You under the laws of Your country or region. Where You have a statutory right to cancel or to a refund under applicable law, nothing in these Terms limits that right.
We are constantly updating Our offerings on the Service. Virtual Items and other content available on Our Service may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information on the Service. We cannot and do not guarantee the accuracy or completeness of any information, including prices, images, descriptions, and availability, and We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.
The Company reserves the right to revise its prices at any time prior to accepting a purchase. The prices quoted may be revised by the Company in the event of any occurrence affecting the provision of the Service caused by government action, changes in applicable taxes or duties, increased payment-processing costs, higher foreign-exchange costs, or any other matter beyond the control of the Company. In that event, You will have the right to cancel the affected purchase before it is completed.
Payments may be processed through various payment methods We make available, such as major credit and debit cards or online payment methods, or through a third-party app store or platform. Payment cards are subject to validation checks and authorization by Your card issuer or payment provider. If We do not receive the required authorization, We will not be liable for any delay or non-delivery of Your purchase. If You purchase through a third-party app store or platform, that purchase may also be subject to the store’s terms, billing rules, and refund policies.
PayKnights is free to play. The Service, or some parts of the Service, are also available with a paid Subscription. You will be billed in advance on a recurring and periodic basis (such as monthly or annually), depending on the type of Subscription plan You select when purchasing the Subscription.
At the end of each period, Your Subscription will automatically renew under the same conditions unless You cancel it or the Company cancels it.
You may cancel Your Subscription renewal either through Your Account settings page, through the app store or platform You used to subscribe, or by contacting the Company. You will not receive a refund for the fees You already paid for Your current Subscription period, and You will be able to access the paid features until the end of Your current Subscription period, after which Your Account will revert to the Free Tier.
You shall provide the Company with accurate and complete billing information, including a valid payment method. Should automatic billing fail to occur for any reason, the Company may issue an electronic invoice indicating that You must proceed manually, within a certain deadline, with the full payment corresponding to the billing period, or may suspend or downgrade Your paid benefits.
The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period. The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective. Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.
Except when required by applicable law, paid Subscription fees and purchases of Virtual Items are non-refundable, including for partial periods and for Virtual Items already delivered or consumed. Certain refund requests may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company. Where You have a non-waivable statutory right to a refund under the laws of Your country or region, nothing in these Terms limits that right.
Any Promotions made available through the Service may be governed by rules that are separate from these Terms. If You participate in any Promotions, please review the applicable rules as well as Our Privacy Policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply. Promotions are part of the game and do not involve any cash prize, payout, or anything of monetary value unless expressly stated otherwise in the applicable Promotion rules.
You may access and use certain features of the Service as a guest, without creating an Account, for a limited trial period. Guest access is limited by the number of predictions You make or head-to-head matches You play, as determined by Us and subject to change at any time. When You reach that limit, You must create an Account to continue using the Service. Activity completed as a guest may not be saved, and We do not guarantee that guest activity, including any streak, record, or progress, will carry over to an Account You later create. These Terms apply to Your use of the Service whether or not You have created an Account.
To continue using the Service beyond guest access, and to use features such as Subscriptions, Virtual Items, streaks, and saved history, You must create an Account. You may register by signing in with a valid email address or by connecting a Discord account, as described in the “Social Login and Linked Accounts” section below.
When You create an Account with Us, You must provide Us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your Account on Our Service.
You are responsible for safeguarding the password or credentials that You use to access the Service and for any activities or actions under Your Account, whether Your credentials are with Our Service or a Third-Party Social Media Service. You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your Account.
You may not use as a username the name of another person or entity that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity without appropriate authorization, or a name that is otherwise offensive, vulgar, or obscene.
You may maintain only one Account. Creating or using multiple Accounts to gain an unfair advantage, distort leaderboards or match results, evade restrictions, or otherwise manipulate the Service is prohibited and may result in suspension or termination of any or all associated Accounts.
If the Service allows You to sign in, connect, or otherwise interact with a Third-Party Social Media Service, such as Google or Discord, You authorize the Company to access and use information made available by that Third-Party Social Media Service in accordance with Our Privacy Policy and Your settings with that Third-Party Social Media Service. Connecting such an account is optional, and You may disconnect it at any time through Your Account settings or the provider’s settings. The Company does not control and is not responsible for the availability, accuracy, or content of any Third-Party Social Media Service, and Your relationship with that Third-Party Social Media Service is governed by its own terms and policies.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
We may, but are not obligated to, monitor activity on the Service, and We do not pre-screen all Content or conduct. We may investigate reports and, at Our discretion, remove or disable Content, limit features, suspend or terminate Accounts, and report illegal activity to or cooperate with authorities.
The Service and its original content (excluding Content provided by You or other users), features, and functionality are and will remain the exclusive property of the Company and its licensors. The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.
Subject to these Terms, We grant You a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service and any Virtual Items for Your own personal, non-commercial entertainment. By submitting Content to the Service, You grant Us a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, use, reproduce, display, and distribute that Content as needed to operate, provide, and improve the Service, including displaying Your profile, predictions, and competitive activity to other users where the Service is designed to do so. We may also aggregate and de-identify usage data, including prediction and outcome data, and use it for analytics, research, and to develop and improve Our products and features.
You assign all rights, title, and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty-free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify, and exploit such Feedback without restriction.
Our Service may contain links to third-party websites or services that are not owned or controlled by the Company. The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise You to read the terms and conditions and privacy policies of any third-party websites or services that You visit.
The Service may display, include, make available, or link to content or services provided by a Third-Party Social Media Service. A Third-Party Social Media Service is not owned or controlled by the Company, and the Company does not endorse or assume responsibility for any Third-Party Social Media Service. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with Your access to or use of any Third-Party Social Media Service. Your use of any Third-Party Social Media Service is governed by that service’s own terms and privacy policies.
We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions. Upon termination, Your right to use the Service will cease immediately, and Your Account, streaks, Virtual Items, and other in-game balances may be deactivated or deleted.
If You wish to terminate Your Account, You may do so through the account deletion feature in the Service, by discontinuing use of the Service, or by contacting Us. If We terminate Your Subscription for convenience (and not due to Your breach), We will refund any prepaid fees covering the remainder of the term of the Subscription after the effective date of termination. In no event will any termination relieve You of the obligation to pay any fees payable to Us for the period prior to the effective date of termination.
Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of these Terms, and Your exclusive remedy for all of the foregoing, shall be limited to the amount actually paid by You through the Service or 100 USD if You have not purchased anything through the Service.
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, or loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software or hardware used with the Service, or otherwise in connection with any provision of these Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
Some states and jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In those states and jurisdictions, each party’s liability will be limited to the greatest extent permitted by law.
The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage, or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind, that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free, or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the Company’s providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or emails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs, or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case, the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
The laws of the Country, excluding its conflicts-of-law rules, shall govern these Terms and Your use of the Service, except where the mandatory consumer-protection laws of the country or region in which You reside require otherwise. Your use of the Service may also be subject to other local, state, national, or international laws.
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
If You are a European Union consumer, You will benefit from any mandatory provisions of the law of the country in which You are resident.
If You are a U.S. federal government end user, our Service is a “Commercial Item” as that term is defined at 48 C.F.R. §2.101.
You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material, We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion. By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the Service.
If You have any questions about these Terms and Conditions, You can contact us: